Auto

Personal Auto Insurance is a complicated area. Many insurance companies lead you to believe that discussing this subject with an inexperienced telemarketer is a quality substitute for having a personal agent. Don't buy into that theory for a minute.

Through our years of experience, we have proven time and time again that there is no substitute for having an agent to guide you. Price is part of the issue, but it is not the entire issue. We will give you prices from other companies AND we can SELL you those other company's policies as well. The bitter results of poor coverage and service will linger long after the happiness of discovering cheap coverage. Talk to us about the unique features of our auto plans. CALL or EMAIL us to find out the latest coverages available.

Generally speaking most Personal Auto policies provide the following basic coverages:

• Bodily Injury Liability - covers accidental injury or death of another person if caused by you in an auto-related accident.
• Property Damage Liability - Covers accidental damage to other people's property if caused by you in an auto-related accident.
• Defense Costs - Covers court costs, legal expenses and attorney's fees.
• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
• Other than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, fall objects and other specified perils.
• Uninsured / Underinsured Motorist - Covers injury suffered by you and your family riding in your car against the uninsured / underinsured driver.